diff --git a/bank_client/src/lib.rs b/bank_client/src/lib.rs
index d8876fa..a1c81a0 100644
--- a/bank_client/src/lib.rs
+++ b/bank_client/src/lib.rs
@@ -2,8 +2,9 @@ use std::sync::Arc;
 
 use async_lock::RwLock;
 use bank_core::{
-    ApiError, TokenResponse,
-    account::{AccountInfo, UserAccountInfo},
+    ApiError, NameOrUuid, TokenResponse,
+    account::{Account, UserAccountInfo},
+    chat::{Chat, ChatInfo, ChatMessage, SendMessage, StartChat},
     pagination::{Pagination, RequestPagination},
     transaction::{Direction, Transaction},
     user::{User, UserAccounts, UserBalance},
@@ -134,6 +135,11 @@ impl ApiClient {
     pub const fn accounts(&self) -> AccountsApi {
         AccountsApi { api: self }
     }
+
+    #[inline]
+    pub const fn chats(&self) -> ChatsApi {
+        ChatsApi { api: self }
+    }
 }
 
 pub async fn handle_response<T: DeserializeOwned>(
@@ -223,11 +229,7 @@ pub struct AccountsApi<'a> {
 }
 
 impl AccountsApi<'_> {
-    pub async fn list(
-        &self,
-        limit: u64,
-        offset: u64,
-    ) -> Result<Pagination<AccountInfo>, ClientError> {
+    pub async fn list(&self, limit: u64, offset: u64) -> Result<Pagination<Account>, ClientError> {
         let response = request!(
             self.api,
             get,
@@ -262,6 +264,98 @@ impl AccountsApi<'_> {
     }
 }
 
+pub struct ChatsApi<'a> {
+    api: &'a ApiClient,
+}
+
+impl ChatsApi<'_> {
+    pub async fn list(&self, limit: u64, offset: u64) -> Result<Pagination<ChatInfo>, ClientError> {
+        let response = request!(
+            self.api,
+            get,
+            RequestUrl::simple(["api", "chats"], limit, offset)
+        )
+        .send()
+        .await?;
+        let body = handle_response(response).await?;
+        Ok(body)
+    }
+
+    pub async fn start(&self, user: impl Into<NameOrUuid>) -> Result<Chat, ClientError> {
+        let response = request!(self.api, get, "/api/chats")
+            .json(&StartChat { user: user.into() })
+            .send()
+            .await?;
+        let body = handle_response(response).await?;
+        Ok(body)
+    }
+
+    pub async fn info(&self, id: Uuid) -> Result<ChatInfo, ClientError> {
+        let response = request!(self.api, get, ["api", "chats", &id.to_string()])
+            .send()
+            .await?;
+        let body = handle_response(response).await?;
+        Ok(body)
+    }
+
+    pub async fn messages(
+        &self,
+        chat: Uuid,
+        limit: u64,
+        offset: u64,
+    ) -> Result<Pagination<ChatMessage>, ClientError> {
+        let response = request!(
+            self.api,
+            get,
+            RequestUrl::simple(["api", "chats", &chat.to_string()], limit, offset)
+        )
+        .send()
+        .await?;
+        let body = handle_response(response).await?;
+        Ok(body)
+    }
+
+    pub async fn send(
+        &self,
+        chat: Uuid,
+        message: &SendMessage,
+    ) -> Result<Pagination<ChatMessage>, ClientError> {
+        let response = request!(
+            self.api,
+            get,
+            ["api", "chats", &chat.to_string(), "messages"]
+        )
+        .json(message)
+        .send()
+        .await?;
+        let body = handle_response(response).await?;
+        Ok(body)
+    }
+
+    pub async fn mark_read(
+        &self,
+        chat: Uuid,
+        message: Uuid,
+    ) -> Result<Pagination<ChatMessage>, ClientError> {
+        let response = request!(
+            self.api,
+            get,
+            [
+                "api",
+                "chats",
+                &chat.to_string(),
+                "messages",
+                &message.to_string(),
+                "read"
+            ]
+        )
+        .send()
+        .await?;
+        let body = handle_response(response).await?;
+        Ok(body)
+    }
+}
+
 trait RequestBuilderExt {
     async fn auth(self, api: &ApiClient) -> Self;
 }
@@ -288,6 +382,12 @@ impl<'a> MakeUrl for &'a [&'a str] {
         Ok(base)
     }
 }
+impl<'a, const N: usize> MakeUrl for [&'a str; N] {
+    fn make_url(self, mut base: Url) -> Result<Url, url::ParseError> {
+        base.path_segments_mut().unwrap().extend(self);
+        Ok(base)
+    }
+}
 
 impl<'a, P, S, Q, K, V> MakeUrl for (P, Q)
 where
diff --git a/bank_core/src/util.rs b/bank_core/src/util.rs
index 801c9b8..ed35bab 100644
--- a/bank_core/src/util.rs
+++ b/bank_core/src/util.rs
@@ -67,6 +67,18 @@ pub enum NameOrUuid {
     Name(#[garde(dive)] Name),
 }
 
+impl From<Name> for NameOrUuid {
+    fn from(value: Name) -> Self {
+        Self::Name(value)
+    }
+}
+
+impl From<Uuid> for NameOrUuid {
+    fn from(value: Uuid) -> Self {
+        Self::Id(value)
+    }
+}
+
 #[derive(Debug, Clone, Deserialize, Serialize, Validate, PartialEq, Eq)]
 #[cfg_attr(feature = "schemas", derive(schemars::JsonSchema))]
 pub struct ChangePassword {